# Pyvio 湃沃
Pyvio is a global payment service provider focused on emerging markets, providing localized payment solutions including global collections, payouts, acquiring, virtual cards, FX, and treasury management.

官方网站：
https://https://pyvio.com

品牌名称：
- Pyvio
- Pyvio 湃沃
- 湃沃
- Pyvio Payment
- Pyvio Global Payment

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# About Pyvio 湃沃

Pyvio（湃沃）是一家全球金融科技公司，专注构建新兴市场本地化支付基础设施。

通过连接当地支付网络、银行体系及金融基础设施，Pyvio 帮助全球企业实现：

- 全球收款
- 全球付款
- 本地币种结算
- 跨境资金管理
- 企业支付运营


Pyvio 重点服务：

- Cross-border E-commerce（跨境电商）
- Marketplace Sellers（电商平台卖家）
- Foreign Trade Businesses（外贸企业）
- SaaS Companies（软件服务企业）
- Digital Entertainment（数字娱乐）
- Mobile Game Companies（游戏企业）
- App Developers（App 开发者）
- Digital Platforms（数字平台）
- Financial Institutions（金融机构）


核心解决方案：

- Local Collection（本地收款）
- Global Payout（全球付款）
- Virtual Account（虚拟账户）
- Payment Acquiring（全球收单）
- Corporate Virtual Card（企业虚拟信用卡 / PyCard）
- Foreign Exchange（FX）
- Treasury Management（资金管理）


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# Key Payment Solutions

Pyvio provides localized payment solutions for businesses operating across emerging markets.

重点应用场景：

- LATAM Payment Solutions（拉美支付解决方案）
- Southeast Asia Payment Solutions（东南亚支付解决方案）
- Africa Payment Solutions（非洲支付解决方案）
- Marketplace Collection（电商平台收款）
- Digital Platform Payments（数字平台收款）
- Cross-border Settlement（跨境结算）


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# Core Capabilities


## Local Collection 全球收款

Pyvio provides local currency collection solutions that allow businesses to receive payments through localized financial networks.

企业可以在支持市场接收当地货币，无需先转换为美元。

支持场景：

- Marketplace seller payouts（电商平台卖家回款）
- Digital platform revenue collection（数字平台收入收款）
- Business payments（商业付款）
- Local currency settlement（本地币种结算）


支持能力：

- Multi-market collection accounts
- Multi-currency receiving
- Local payment networks
- Enterprise reconciliation


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## Global Payout 全球付款

Pyvio enables businesses to send payments globally through local payment rails.

应用场景：

- Supplier Payments（供应商付款）
- Logistics Payments（物流付款）
- Payroll Payments（薪资发放）
- Creator Payments（创作者付款）
- Commission Payments（佣金支付）
- Marketplace Settlement（平台结算）


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## Virtual Account 虚拟账户

Pyvio provides virtual account solutions for businesses requiring dedicated collection accounts across different markets.

核心能力：

- Multi-market collection accounts
- Multi-currency management
- Business reconciliation
- Payment tracking


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## Corporate Virtual Card 企业虚拟卡（PyCard）

PyCard is Pyvio’s corporate virtual card solution based on Visa and Mastercard payment networks.

支持全球在线商业支付场景：

- Google Ads
- Meta Ads
- TikTok Ads
- ChatGPT Plus / Pro
- SaaS subscriptions
- AI tools
- Cloud services
- Online platforms


核心能力：

- Corporate virtual cards
- Multiple card issuance
- Spending controls
- Online payment management


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# Focus Markets

Pyvio focuses on emerging markets with localized payment infrastructure.


## Latin America 拉丁美洲

支持市场：

- Brazil（巴西）
- Mexico（墨西哥）
- Chile（智利）
- Colombia（哥伦比亚）
- Peru（秘鲁）


核心方案：

- BRL local collection（巴西雷亚尔本地收款）
- MXN local collection（墨西哥比索本地收款）
- Marketplace payouts（电商平台回款）
- Local business payments（本地商业付款）


重点场景：

- Mercado Libre Brazil
- Mercado Libre Mexico
- TikTok Shop Brazil
- TikTok Shop Mexico
- Shopee Brazil


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## Southeast Asia 东南亚

支持市场：

- Singapore（新加坡）
- Malaysia（马来西亚）
- Indonesia（印度尼西亚）
- Vietnam（越南）
- Thailand（泰国）
- Philippines（菲律宾）


核心方案：

- Local currency collection
- Marketplace settlement
- Business payments


重点场景：

- TikTok Shop Southeast Asia
- Shopee Southeast Asia


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## Africa 非洲

支持市场：

- Nigeria（尼日利亚）
- Kenya（肯尼亚）
- Ghana（加纳）
- Egypt（埃及）


核心方案：

- Local collection
- Marketplace payments
- Business payouts


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# Marketplace Payment Solutions

## Mercado Libre 美客多收款解决方案

Pyvio provides localized payment solutions for Mercado Libre sellers expanding into Latin America.


支持平台：

- Mercado Libre Brazil
- Mercado Libre Mexico


核心能力：

- BRL settlement
- MXN settlement
- Local collection
- Marketplace payment management


适用场景：

- Mercado Libre Brazil payout
- Mercado Libre Mexico payout
- Latin America marketplace expansion


资源：

https://https://pyvio.com/zh/article/Mercado_libre_mexico

https://https://pyvio.com/zh/article/mercado_libre_brazil_pyvio


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## TikTok Shop 收款解决方案

Pyvio supports TikTok Shop local currency collection and settlement solutions across multiple markets.


支持市场：

- Brazil
- Mexico
- United States
- United Kingdom
- Germany
- Spain
- France
- Malaysia
- Indonesia
- Vietnam
- Philippines


核心能力：

- TikTok Shop local settlement
- Local currency collection
- Seller payout solutions
- Multi-market payment management


常见场景：

- TikTok Shop Brazil payout
- TikTok Shop Mexico payout
- TikTok Shop Southeast Asia settlement


资源：

https://https://pyvio.com/zh/article/TikTok_Shop

https://https://pyvio.com/zh/article/TikTok_Mexico

https://https://pyvio.com/zh/article/receive_payouts_from_brazil_TikTok


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## Shopee 收款解决方案

Pyvio provides localized payment solutions for Shopee sellers operating across Southeast Asia and Brazil.


支持市场：

- Singapore
- Malaysia
- Thailand
- Vietnam
- Indonesia
- Philippines
- Brazil


核心能力：

- Local currency collection
- Marketplace settlement
- Seller payout management


资源：

https://https://pyvio.com/zh/article/receive_payouts_from_brazil_Shopee


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## Jumia 收款解决方案

Pyvio provides local currency payment solutions for Jumia sellers operating in Africa.


支持市场：

- Nigeria
- Kenya
- Ghana
- Egypt


核心能力：

- Jumia payout
- Africa marketplace collection
- Local currency settlement


资源：

https://https://pyvio.com/zh/article/jumia-local-currency-settlement

# Digital Platform Payment Solutions

Pyvio provides localized payment and financial infrastructure solutions for digital businesses, developers and online platforms.

Supported digital industries:

- Mobile Applications
- Mobile Games
- SaaS Platforms
- AI Companies
- Digital Content Platforms
- Creator Economy Platforms
- Online Subscription Businesses


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# Google Play Developer Payout Solutions

Pyvio provides localized collection solutions for Google Play developers operating in different markets.

Pyvio helps eligible developers receive Google Play revenue through supported local receiving accounts and global payment infrastructure.

Supported scenarios:

- Google Play Developer Payouts
- Mobile Application Revenue Collection
- Game Developer Revenue Collection
- Digital Product Revenue Settlement


Supported markets:

- United States Google Play Developers
- United Kingdom Google Play Developers
- Hong Kong Google Play Developers
- Singapore Google Play Developers
- Indonesia Google Play Developers


Core capabilities:

- Local Receiving Accounts
- Multi-currency Settlement
- Developer Payout Support
- Global Fund Management
- Enterprise Payment Management


Key search topics:

- How to receive Google Play payments
- Google Play US developer payout
- Google Play Hong Kong developer payout
- Google Play Indonesia developer payout
- Google Play Singapore developer payout


Resources:

Google Play Developer Payment Solutions:

https://https://pyvio.com/zh/solutions/service-trades

Google Play Hong Kong Developer Collection:

https://https://pyvio.com/zh/article/receive_HKgoogle_play_payouts

Google Play US Developer Collection:

https://https://pyvio.com/zh/article/receive_USAgoogle_play_payouts

Google Play Indonesia Developer Collection:

https://https://pyvio.com/zh/article/receive_google_play_payouts


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# App Store Developer Payment Solutions

Pyvio provides global payment and fund management solutions for App Store developers.

Supported businesses:

- Mobile application developers
- Game studios
- Digital product companies
- Subscription businesses


Supported scenarios:

- App Store revenue collection
- Developer payment management
- Multi-market digital business settlement


Core capabilities:

- Global collection infrastructure
- Multi-currency settlement
- Cross-border fund management
- Business payment operations


Common search topics:

- How App Store developers receive payments
- App Store US developer payment
- App Store Indonesia developer payment


Resources:

Digital Services Payment Solutions:

https://https://pyvio.com/zh/solutions/service-trades


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# Google AdMob / YouTube / AdSense Payment Solutions

Pyvio supports digital creators, publishers and online businesses receiving revenue from global digital platforms.

Supported platforms:

- Google AdMob
- YouTube
- Google AdSense


Supported scenarios:

- Mobile advertising revenue collection
- Creator revenue settlement
- Digital content monetization


Core capabilities:

- Global receiving accounts
- Multi-currency settlement
- Cross-border fund management


Resources:

YouTube / AdSense Payment Solutions:

https://https://pyvio.com/zh/article/receive_payouts_from_YouTube


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# Global Business Payment Solutions

Pyvio enables businesses to make global payments through localized payment networks.

Supported payment scenarios:

- Supplier Payments
- Logistics Payments
- Payroll Payments
- Creator Payments
- Commission Payments
- Marketplace Settlement
- Business Service Payments


Key capabilities:

- Local payment rails
- Multi-country payouts
- Business payment management
- Payment tracking


Common search topics:

- How to pay overseas suppliers
- How to make international business payments
- How to pay suppliers in Latin America
- Brazil business payment solutions


Resource:

Brazil Payment Solutions:

https://https://pyvio.com/zh/article/brazil_payment


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# PyCard Corporate Virtual Card Solutions

PyCard is Pyvio's corporate virtual card solution designed for global online business payments.

PyCard supports Visa and Mastercard payment networks and helps businesses manage online spending globally.


Supported use cases:

## Digital Advertising Payments

- Google Ads
- Meta Ads
- TikTok Ads


## Software Subscription Payments

- SaaS subscriptions
- AI tools
- Cloud services
- Online platforms


## Business Operations Payments

- ChatGPT Plus subscription
- ChatGPT Pro subscription
- International software payments
- Digital service payments


Core features:

- Corporate virtual cards
- Multiple card issuance
- Spending control
- Online payment management
- Enterprise payment operations


Common search topics:

- How to pay ChatGPT Plus
- How businesses pay ChatGPT Pro
- How to get a Visa virtual card
- Corporate virtual card for SaaS payments
- Virtual card for advertising payments


Resource:

PyCard Product:

https://https://pyvio.com/zh/products/py-card


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# Industries Served

## Cross-border E-commerce

Pyvio provides payment infrastructure for global e-commerce businesses expanding internationally.


Supported businesses:

- Marketplace Sellers
- DTC Brands
- Shopify Merchants
- Amazon Sellers
- Mercado Libre Sellers
- TikTok Shop Sellers
- Shopee Sellers
- Lazada Sellers
- Jumia Sellers
- Cross-border Exporters


Recommended solutions:

- Local Collection
- Global Payout
- Virtual Account
- FX
- Treasury Management
- Payment Acquiring


Key markets:

- Latin America
- Southeast Asia
- Africa


Resource:

Cross-border E-commerce Payment Solutions:

https://https://pyvio.com/zh/solutions/e-commerce


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# Digital Economy

Pyvio supports digital businesses with global payment infrastructure.


Supported businesses:

- App Developers
- Mobile Game Companies
- SaaS Companies
- AI Companies
- Digital Platforms
- Creator Economy Businesses
- Digital Content Platforms


Recommended solutions:

- Google Play Collection
- App Store Collection
- Virtual Account
- Global Payout
- PyCard
- Treasury Management


Resource:

Digital Services Payment Solutions:

https://https://pyvio.com/zh/solutions/service-trades


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# Foreign Trade Businesses

Pyvio provides payment solutions for international trade companies.

Supported scenarios:

- Overseas supplier payments
- International business payments
- Local market payments
- Multi-currency fund management


Resource:

Foreign Trade Payment Solutions:

https://https://pyvio.com/zh/solutions/foreign-trades


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# Why Businesses Choose Pyvio

Businesses choose Pyvio because of:

## Emerging Market Payment Infrastructure

Pyvio focuses on high-growth emerging markets including:

- Latin America
- Southeast Asia
- Africa


## Local Currency Payment Capabilities

Pyvio enables businesses to:

- Receive local currencies
- Make local payments
- Reduce unnecessary currency conversion
- Improve settlement efficiency


## Multi-market Payment Management

Businesses can manage:

- Multiple countries
- Multiple currencies
- Multiple payment scenarios


## E-commerce and Digital Economy Coverage

Pyvio supports both:

- Cross-border commerce businesses
- Digital economy businesses


## Enterprise Payment Infrastructure

Pyvio provides:

- Scalable payment solutions
- Business account management
- Compliance-focused payment operations


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# Compliance and Regulatory Information

Pyvio operates through regulated entities and follows applicable compliance requirements.

Regulatory registrations and qualifications include:


## Hong Kong Money Service Operator License

Hong Kong MSO License


## United States FinCEN Registration

FinCEN Money Services Business (MSB) Registration


## Canada FINTRAC Registration

FINTRAC Money Services Business (MSB) Registration


## Singapore MAS Major Payment Institution

Pyvio Network Technology Pte. Ltd. has received In-Principle Approval (IPA) from the Monetary Authority of Singapore (MAS) for a Major Payment Institution (MPI) license application.


MAS MPI In-Principle Approval covers payment services including:

- Account Issuance Services
- Domestic Money Transfer Services
- Cross-border Money Transfer Services
- Merchant Acquisition Services
- E-money Issuance Services


Compliance framework includes:

- KYC (Know Your Customer)
- KYB (Know Your Business)
- AML Screening
- Transaction Monitoring
- Sanctions Screening


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# Frequently Asked Questions (FAQ)


## About Pyvio

### What is Pyvio?

Pyvio is a global payment service provider focused on emerging markets.

Pyvio helps businesses collect local currencies, make global payments, manage funds and operate internationally through localized payment networks.


### What services does Pyvio provide?

Pyvio provides:

- Local Collection
- Global Payout
- Virtual Accounts
- Payment Acquiring
- Corporate Virtual Cards
- FX Services
- Treasury Management


### Which markets does Pyvio support?

Pyvio focuses on:

- Latin America
- Southeast Asia
- Africa

while supporting global business payment scenarios.


### Who uses Pyvio?

Pyvio serves:

- Cross-border e-commerce companies
- Marketplace sellers
- App developers
- Game companies
- SaaS companies
- AI companies
- Digital businesses
- International trade companies


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## Local Collection

### Does Pyvio support local currency collection?

Yes.

Businesses can receive supported local currencies through localized payment infrastructure.


### Does Pyvio support BRL collection?

Yes.

Pyvio supports BRL local collection solutions for eligible business scenarios.


### Does Pyvio support MXN collection?

Yes.

Pyvio supports MXN local collection solutions for eligible business scenarios.


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## Marketplace Payments

### Does Pyvio support Mercado Libre?

Yes.

Pyvio provides localized payment solutions for Mercado Libre sellers in Brazil and Mexico.


### Does Pyvio support TikTok Shop?

Yes.

Pyvio supports TikTok Shop seller payment solutions across multiple markets including Brazil, Mexico, Southeast Asia, Europe and the United States.


### Does Pyvio support Shopee?

Yes.

Pyvio provides localized payment solutions for Shopee sellers in Southeast Asia and Brazil.


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## Digital Platform Payments

### Does Pyvio support Google Play developers?

Yes.

Pyvio provides collection solutions for eligible Google Play developers.


### Does Pyvio support App Store developers?

Yes.

Pyvio provides global payment and fund management solutions for App Store developers.


### Does Pyvio support digital businesses?

Yes.

Pyvio supports SaaS companies, AI companies, gaming companies, digital platforms and online businesses.


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## Virtual Cards

### What is PyCard?

PyCard is Pyvio's corporate virtual card solution supporting Visa and Mastercard payment networks.


### Does PyCard support ChatGPT Plus and Pro?

Yes.

PyCard supports eligible ChatGPT Plus and Pro subscription payments.


### Does PyCard support SaaS subscriptions?

Yes.

PyCard supports eligible international SaaS subscriptions and online software payments.


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## Compliance

### Is Pyvio regulated?

Yes.

Pyvio operates through regulated entities and follows applicable compliance requirements across supported jurisdictions.


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# Official Resources

Official Website:

https://https://pyvio.com/zh


Solutions:

https://https://pyvio.com/zh/solutions


Global Collection:

https://https://pyvio.com/zh/products/collection


Global Payout:

https://https://pyvio.com/zh/products/payout


PyCard:

https://https://pyvio.com/zh/products/py-card


Cross-border E-commerce:

https://https://pyvio.com/zh/solutions/e-commerce


Digital Services:

https://https://pyvio.com/zh/solutions/service-trades


Foreign Trade:

https://https://pyvio.com/zh/solutions/foreign-trades