How to Access Brazil and Mexico’s Local Payment Networks at Lower Cost with Pyvio?

Background: 2025 as the “Year of Latin America Localization” for Global Expansion

2025 is widely regarded by many global-expanding Chinese enterprises as the true “Year of Latin America Localization.” Market entry into Latin America is no longer limited to small-scale testing or short-term exploration. Instead, companies are accelerating structured localization across key markets such as Brazil and Mexico, investing in local teams, local warehouses, and local sales channels.

As a result, Latin America is rapidly evolving from a “potential growth market” into a strategic pillar within the global expansion roadmap of Chinese cross-border e-commerce and trading companies.

However, as business operations become increasingly localized, payments and fund flows are often the first — and most underestimated — operational bottlenecks to emerge. High cross-border transaction fees, long settlement cycles, and opaque FX losses place continuous pressure on capital efficiency. Even with growing order volumes, many companies find their cash flow constrained, directly impacting profitability and operational agility.

In Latin America, payments are not just a financial tool — they are core infrastructure. The ability to access local payment networks and settle in local currencies determines whether a business can operate with the same efficiency as local merchants. It also has a direct impact on transaction success rates, partner trust, and overall cash-flow velocity.

Against this backdrop, an increasing number of cross-border e-commerce and international trade companies are actively seeking lower-cost, higher-efficiency localized payment solutions. This article provides a practical, step-by-step guide on how businesses can use Pyvio to access Brazil and Mexico’s local payment networks at low cost, enabling local-merchant-style collections and payouts, significantly reducing cross-border payment expenses while improving capital turnover efficiency.

1. Why Access Local Payment Networks in Brazil and Mexico?

In the Latin American market, local payment capabilities directly influence transaction success and fund efficiency.

Traditional cross-border payment challenges include:

High fees and slow settlement via SWIFT transfers
Multiple intermediary banks leading to unpredictable net received amounts
Strong preference and trust from consumers and local partners toward local payment methods

By leveraging Pyvio’s local payment networks in Brazil and Mexico, businesses can directly connect to local financial infrastructure and transact in BRL (Brazilian Real) and MXN (Mexican Peso). This approach minimizes intermediary banks, avoids USD-based multi-currency conversions, and significantly reduces hidden costs.

2. How Pyvio Helps Reduce Cross-Border Payment Costs?

1️⃣ Direct Access to Local Clearing Networks in Brazil and Mexico

With Pyvio, businesses no longer need to rely on traditional cross-border wire transfers. Funds are processed through local transfer rails, allowing companies to move money just like local enterprises.

Brazil: PIX instant payment system
Mexico: SPEI real-time payment network

2️⃣ Local Currency Collection and Payout to Minimize FX Losses

Pyvio supports direct handling of local currencies such as BRL and MXN, enabling businesses to:

Avoid FX losses caused by multiple currency conversions
Access transparent, real-time exchange rates
Benefit from fees significantly lower than traditional cross-border payment solutions

3️⃣ Coverage of Mainstream Local Payment Methods to Boost Conversion Rates

Latin American consumers rely heavily on local payment options:

🇧🇷 Brazil: PIX, Boleto Bancário
🇲🇽 Mexico: OXXO and other local methods

Through Pyvio, businesses can gain one-time access to multiple local payment methods, improving payment completion rates and enhancing user experience.

3. How to Quickly Access Brazil and Mexico Local Payments with Pyvio？

Step 1: Register a Pyvio Account

Step 2: Fund Your Account

Multiple funding options are supported, including:

E-commerce platform payouts
Trade-related collections for goods and services
Top-ups from same-name bank accounts

Funds can be flexibly used for multi-currency payments and FX conversion.

Step 3: Create Payees

Supported options include:

Company or individual recipients
Electronic wallets or local bank accounts
Coverage across 130+ countries and regions

Using Pyvio’s local payment channels, transfers in Brazil, Mexico, and other markets are faster and more cost-efficient.

Step 4: Initiate Local Payments

Convert any account balance into BRL or MXN at real-time exchange rates
Complete payments via local transfer methods
Wallet payments can be settled on the same day

4. Key Advantages of Pyvio’s Brazil & Mexico Local Payment Solutions

✅ Lower Costs: Avoid high cross-border fees and hidden intermediary charges
⚡ Faster Settlement: Local payment networks enable quicker fund availability
🧩 Simple Operations: Clear onboarding process with no complex technical integration

For cross-border e-commerce and international trade companies aiming to scale in Brazil, Mexico, and the broader Latin American market, Pyvio enables businesses to access local payment networks with lower costs and higher efficiency, reducing cross-border friction and truly operating like a local merchant.

👉 Start using Pyvio today and unlock efficient collections and payouts in Latin America.

Register Pyvio Account Now

如何通过 Pyvio 湃沃低成本接入巴西、墨西哥本地支付网络？ - How to Access Brazil and Mexico’s Local Payment Networks at Lower Cost with Pyvio?